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A mortgage loan or, simply, mortgage is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to.
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When you are pre-approved for a mortgage, a lender has looked closely at your credit reports, your employment history and your income – and must then determine which loan programs you qualify for, the maximum amount you can borrow and the interest rates you will be offered.
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The rate of would-be borrowers getting turned down for a mortgage is almost half of what it was a decade ago, according to an analysis by real.
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Buying a home and finding the right loan can be daunting, even if you've done it before. That's why we're here to help. Whether you're ready to apply or just.
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