80-10-10 Mortgage

80/10/10 mortgage lenders structure their loans differently, but typically they are offered at the lowest rate of interest available. As rates vary over time, often piggyback loan’s monthly payments do too. Get personalized rates. The math behind the 80/10/10 loan. 80 percent: The largest

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An 80-10-10 loan is a mortgage loan that allows a borrower to obtain a large home loan without some of the penalties. A potential borrower may have a new job with high income or assets that have a high market value. They may not have a large enough down payment for the home they want to buy because their assets are not liquid at the time of application for the mortgage.

 · Borrowers in Washington State can also use an 80/10/10 piggyback loan to finance their purchase, as a way of avoiding private mortgage insurance. The “piggyback” descriptor comes from the fact that there are two loans associated with the home purchase. In the 80/10/10 scenario, the home buyer makes a down payment of 10%.

Piggyback loans, or 80/10/10 loans, can be an effective way to lower your monthly payment by avoiding private mortgage insurance. There are other costs,

Low fixed & adjustable mortgage loan rates, down payment options, and financing. 80% first mortgage, 10% second mortgage, 10% down payment; No PMI.

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